Credit Administrator

Credit Administration Executive Northampton Full-time Monday – Friday (office based) Salary £28,000 - £30,000 An established and growing business finance provider is looking for a detail-oriented Credit Administration Executive to join its credit and risk function.

This position plays a key role in assessing customer applications, carrying out due diligence checks, and supporting lending decisions across both direct and intermediary channels. This is an excellent opportunity for someone with previous experience in finance, credit, underwriting support, or risk administration who enjoys analysing information, working accurately under pressure, and contributing to a collaborative team environment.

Duties

Review customer application packs and supporting documentation to assess accuracy, credibility, and commercial viability. Produce concise summaries of findings, highlighting key strengths, concerns, and potential risks for credit decision-makers.

Prepare internal documentation required for lending approvals within agreed service levels. Conduct company, director, and credit bureau searches, alongside other background and verification checks. Liaise with internal stakeholders, providing updates on live cases and requesting any additional information required.

Assist in identifying opportunities to improve existing processes and administrative procedures. Maintain accurate records and audit trails using CRM systems and internal trackers. Provide administrative and analytical support to the wider credit and underwriting team.

Complete preliminary compliance and anti-money laundering checks, escalating risks where appropriate. Undertake additional duties relevant to the role as required. The Candidate: A degree-level qualification (any discipline), with strong academic background including A-levels or similar.

Previous experience within a finance, lending, credit, underwriting, banking, or professional services environment. Strong written and verbal communication skills with the ability to build effective working relationships.

Highly organised with excellent attention to detail and a methodical approach to work. Comfortable managing multiple priorities and working to deadlines. Familiarity with KYC, AML, or financial compliance processes would be advantageous.

Proficient in Microsoft Office applications and CRM systems. A relevant degree or professional qualification is beneficial but not essential. Naturally inquisitive, analytical, and confident interpreting information. Able to work independently while contributing positively to a team-focused culture.

Commercially aware with a proactive and solutions-focused mindset. What's In It For You? Competitive salary with performance-related bonus opportunities. Enhanced holiday entitlement that increases with service. Pension scheme with salary sacrifice options. Regular company events...

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