FP&A Analyst

Overview

As an FP&A Analyst at Zopa, you will translate financial performance into actionable insights across lending, savings, and current accounts. You’ll partner with product and commercial stakeholders to explain drivers, inform planning, and shape future plans. Early on you’ll support the Senior FP&A Manager, then grow ownership of the story behind the numbers. This hybrid London role offers impact on product economics and a clear path to influence decisions.

Pay / Benefits

• Hybrid working
• London office 2-3 days per week
• Option to work from abroad up to 120 days a year
• Flexible ways of working
• Diversity and inclusion focus
• Competitive compensation and culture of recognition

Responsibilities

• Analyse product performance against plan across lending, savings and current accounts
• Investigate variances in P&L and balance sheet and explain drivers
• Build narratives to communicate product economics and performance
• Identify risks and opportunities for planning discussions
• Support scenario analysis and forward-looking projections for product teams
• Collaborate with FP&A and product colleagues to test assumptions and improve decisions
• Balance direct-cost analysis with broader financial priorities
• Manage competing requests and meet planning cycle deadlines
• Ask thoughtful questions and continuously improve analysis delivery

Key requirements

• Experience in banking or financial services
• Hands-on FP&A, planning and forecasting experience
• Ability to interpret financial information across P&L and balance sheet
• Ability to explain drivers to support practical decisions
• Strong partnering skills with product or commercial stakeholders
• Curiosity to investigate issues, challenge assumptions, and identify areas for attention
• Understanding of financial modelling and scenario analysis
• Ability to handle ambiguity, multiple priorities, and deadlines with care
• Ownership mindset and drive to improve processes
• Curiosity
• Stakeholder-minded communication
• Ownership and accountability
• Anaplan
• Advanced Excel
• SQL

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