Software Engineer - Recurring Payin
Wise · London, England ·
Last confirmed by our partners on 23 Oct 2026.
Overview
In this role you will design and build backend services that power Wise’s Direct Debit and Payin platform, enabling automated funding and pre-authorizations for partners. You’ll work with cross-functional teams to deliver scalable APIs, robust payment routing, and high-volume data processing. You will help secure financial data and maintain reliability for millions of users across web and mobile. This is a chance to shape how Wise moves money for people and businesses at scale.
Responsibilities
- Design, develop, test, and maintain backend services in Java/Kotlin with Spring Boot on AWS
- Build and maintain RESTful APIs serving millions of customers
- Develop and optimize card pay-in flows powering large-scale payments
- Design and implement database schemas and SQL queries for high-volume data (PostgreSQL)
- Build event-driven architectures using Apache Kafka for asynchronous processing
- Develop and maintain a payment orchestration system routing payments across providers
- Write automated tests (unit, integration, end-to-end)
- Conduct code reviews and ensure security and engineering standards
- Participate in on-call rotations to handle production incidents
- Collaborate with product managers, designers, analysts, and engineers on cross-functional projects
- Identify and resolve performance bottlenecks, scalability issues, and technical debt
- Ensure security best practices and compliance with financial regulations
Key requirements
- Java/Kotlin proficiency
- Spring Boot framework experience
- Cloud deployment on AWS
- RESTful API development
- PostgreSQL database design and SQL optimization
- Experience with Apache Kafka or similar event-driven architectures
- Payment systems or fintech domain experience is a plus
- Automated testing (unit/integration/e2e) and code reviews
- On-call production support experience
- Security-conscious development for financial data
- 跨团队协作
- 代码评审与信息共享
- 解决问题的能力
- Java
- Kotlin
- Spring Boot
Market data from EasyWorkClub, not from the employer
Typical pay for Software developer in London: £55,000 – £110,000, from 648 adverts
2818 live adverts for Software developer in London
Same role within 50 km
- Software Developer C++ Python - Trading · Westminster Abbey · 1 km
Remote or home office in 17% of 884 Software developer adverts we list nationwide
More openings at Wise
171 other openings we list
- Head of Financial Crime Risk Assessment · London
- Applied ML Engineer - Financial Crime · London
- Lead Data Scientist - AML · London
- Data Scientist - Receive Risk · London