Regional Originator

The Regional Originator is the primary regional contact for the fund, providing an on-the-ground presence across the Region. The role is responsible for building and maintaining relationships with intermediaries, advisers and SME owners, while proactively originating opportunities across the full ticket range.

This is a hybrid origination and credit role. At the smaller end of the ticket range, an automated application and scoring process handles volume, enabling the Originator to focus on generating pipeline and undertaking the qualitative credit work that materially informs underwriting for mid-sized transactions.

For larger transactions, the Originator works alongside the established Deal Team. The Region is expected to generate a high volume of applications across a wide range of facility sizes. The Originator's involvement in the credit process scales according to the size of the facility, as outlined below.

Role Scope by Facility Size Loans up to £250,000 — Origination and Application Generation Applications are submitted by borrowers through the website and assessed automatically, producing a decision without individual analyst review.

At this level, the Originator is responsible for: Generating application volume through proactive regional origination. Directing enquiries and introducer referrals to the online application process. Triaging enquiries that fall outside the fund's mandate before they enter the process.

There is no individual credit analysis workload associated with these transactions. Loans above £250,000 and up to £1,000,000 — Origination and Qualitative Credit Assessment Applications follow the same online route and are scored on the same basis, but require further analysis before a credit decision can be made.

The Originator undertakes this additional analysis, including, where applicable: Enhanced qualitative credit assessment. Borrower site visits. Regional reference checks. On-the-ground commercial due diligence. Written contributions to the credit paper.

This is where regional knowledge of borrowers, sectors and intermediary references adds the greatest value. It represents the core analytical component of the role. Loans above £1,000,000 — Origination and Deal Team Support The Originator is responsible for originating and qualifying the opportunity before working alongside the established Deal Team to progress the transaction.

The Originator contributes: Full qualitative assessment of the borrower and opportunity. Site visits and regional commercial insight. Local context on the borrower, its counterparties and relevant sectors. Supporting due diligence and input into the credit paper. Structuring and execution rema...

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